Insurance Coverage

Do you have a question about whether your insurance policy covers a loss or liability?  Is your insurer claiming something is not covered that you thought would be?  Contact us!  We have extensive experience with insurance coverage matters, including business liability insurance, umbrella coverage, homeowners policies, auto policies, life insurance and disability coverages.  We’ve even written insurance policies.

An Insurance Attorney with Experience

Reading an insurance policy is a skill that takes years to develop.  Inexperienced policyholders often can’t make hide nor hair of them.  We’ve been reading policies and litigating insurance coverage disputes for more than 25 years.  From liability for  death of 45,000 apple trees in Central Washington, to the loss of $10,000,000 in a Ponzi scheme by the Clallam County treasurer; from the purported non-disclosure of a heart condition on a life insurance policy application, to the question of whether a rare medical condition qualified the insured to lifetime disability coverage; from millions of dollars of liability for defective oil well pipes, to an infant’s drowning death in a caregiver’s swimming pool; from a building contractor’s responsibility for stucco cracks or noisy condos, to a software reseller’s mischaracterization of MS Office copies as educational software; we have handled a wide, wide variety of insurance coverage issues.

Insurance Coverage Review

If you are sued, the first question you (and your attorney) should ask is whether there is insurance coverage to pay for your lawyer and/or any liability.  We can help you find that insurance coverage.  Contact us to review (and hopefully improve) your situation.

If an insurer denies coverage, or sends you a “reservation of rights” letter, again, contact us to review the situation.